Open Enrollment Period is the three months at the end of the year when individuals have the opportunity to shop for new health insurance plans. Below are some of the most important dates to mark on your calendar, including when Open Enrollment starts and ends, and dates when coverage will be effective. We suggest writing […]
Years ago, when the Affordable Care Act was first implemented, our country saw high numbers of uninsured individuals, reaching around 42 million in 2013.6 The new health care reform law aimed to make health insurance more affordable and more accessible, and to hopefully lower that number. Several years into the Affordable Care Act, we have […]
If I asked, “what is COBRA?” how would you answer? Hint: the answer is not snake or car… not in this context, anyway. In the world of health insurance, COBRA stands for Consolidated Omnibus Budget Reconciliation Act. If that means absolutely nothing to you, I promise to explain it in a way that makes much […]
I spend my days sifting through articles and research surrounding the health insurance world. Recently I’ve noticed that a lot of writers write as if they’re only trying to speak to those who understand health insurance in its entirety. Clearly, those who completely understand health insurance are not the majority. Quite the opposite actually.
As a health insurance brokerage, the majority of information we provide is geared toward, you guessed it- health insurance! However, the Affordable Care Act actually spans beyond just health insurance and attempts to improve all things health care. You’ll be surprised to learn that the ACA does more than you know.
I stumbled upon an article […]
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When you enroll in a Marketplace plan, you’re asked to provide your expected income for the coming year to determine your subsidy eligibility. After you enroll, you’re then strongly encouraged to report any changes in your income in the coming year. As it turns out, there’s a reason you’re told to […]
We talk quite a bit about the benefits of Obamacare- from the subsidies available to make it more affordable to no longer allowing insurance companies to deny someone coverage because of pre-existing conditions. However, as a female myself, I feel that one HUGE benefit of Obamacare is not mentioned enough, and that’s preventive care for […]
I don’t believe in keeping good information all to myself- I believe useful, quality articles should be shared so that everyone can benefit. This one particular piece of info comes from what has been one of my favorite magazines since I was in high school- Cosmopolitan. Written in 2015, this article is a little outdated. […]
Okay, health insurance carriers aren’t dropping as rapidly as the title may imply, but many of our favorite providers have either considered leaving the health exchanges or have already done so. If you’re someone like me who gets unhealthily (no pun intended) attached to your insurance company, you may be curious to know why your […]
As of 2015, employers with 100 or more full-time (or full-time equivalent, working 30+ hours each week) employees must offer them and their dependents health insurance, or possibly be faced with a fine.2 If you work for an organization of this size and are offered health insurance, you may not like any of the plans […]