If I asked, “what is COBRA?” how would you answer? Hint: the answer is not snake or car… not in this context, anyway. In the world of health insurance, COBRA stands for Consolidated Omnibus Budget Reconciliation Act. If that means absolutely nothing to you, I promise to explain it in a way that makes much […]
I spend my days sifting through articles and research surrounding the health insurance world. Recently I’ve noticed that a lot of writers write as if they’re only trying to speak to those who understand health insurance in its entirety. Clearly, those who completely understand health insurance are not the majority. Quite the opposite actually.
I don’t believe in keeping good information all to myself- I believe useful, quality articles should be shared so that everyone can benefit. This one particular piece of info comes from what has been one of my favorite magazines since I was in high school- Cosmopolitan. Written in 2015, this article is a little outdated. […]
We know that health insurance is a pretty heavy subject, so we are among the many who can appreciate a good health insurance joke. We stumbled upon a Buzzfeed article that asked people to define some of the most basic terms. We also took the liberty of adding a few of our own. Give them […]
Our agents hear it all the time, “is it covered?” You’ve probably asked this question before when buying health insurance, be it out loud or just in your head. Before every doctor visit or procedure, I ask it myself, too… However, I’ve only recently realized that what I’m asking is not what I really mean…
“She has a really low premium and her copay for the doctor was only $25, but she found out she has to have surgery and hasn’t yet met her $3000 deductible. Her 80/20 coinsurance will kick in, though, and she’ll probably meet her out-of-pocket maximum.”
….does that sentence have you staring at your screen with a […]